Buy an Existing Business Using SBA Financing
We collaborate with Diamond Financial Services to help qualified buyers acquire existing businesses using SBA financing solutions, often with as little as 10%–25% down.
Diamond Financial Services’ helps buyers secure SBA acquisition financing based on the cash flow and strength of the business itself.
Evaluate the Opportunity
Diamond Financial helps Sunbelt buyers assess whether the asking price is supported by the business’s cash flow and aligned with industry standards.
Structure the Financing
Using the existing assets and cash flow of the business, Diamond Financial structures financing to maximize loan proceeds and minimize required buyer equity, typically keeping cash injections in the 10%–25% range.
Navigate Closing
As an SBA Preferred Lending partner, Diamond Financial helps streamline underwriting and approval timelines so Sunbelt transactions can close efficiently and with fewer surprises.
Share a few details and a specialist will follow up with you with a no-obligation financing review.
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The Diamond Financial Advantage
Funded in SBA transactions
Closing rate on commitments
Avg. to preliminary commitment
Nationwide lending
Why Work With Diamond Financial Services?
- SBA acquisition financing specialists
- Competitive rates and flexible loan structures
- Guidance throughout the financing process
- Experience supporting business acquisition transactions
- Streamlined communication and lender coordination
Frequently asked questions
How much do I need to put down?
SBA acquisition loans typically require 10%–25% down. Seller financing or rollover equity can sometimes count toward your contribution, lowering your out-of-pocket cash.
How long does the process take?
From pre-qualification to funding, most acquisition loans close in 60–90 days. Working with an SBA Preferred lender like Diamond accelerates underwriting decisions.
What businesses qualify?
Established companies with at least two years of operating history and verifiable cash flow that supports the purchase price. Most industries qualify — retail, service, manufacturing, distribution, and more.
Do I need to have a target business identified?
No. Many buyers get pre-qualified first to know their budget before making offers. Pre-qualification also strengthens your position with sellers.
Speak with an SBA Financing Specialist
Complete the form and a representative from Diamond Financial Services will contact you shortly to discuss financing options for your acquisition.