Buy a franchise resale with SBA-backed financing.
Sunbelt Business Brokers recommends Diamond Financial Services to help buyers secure financing for franchise resale opportunities. They offer competitive lending options and support from application through closing.
Franchised businesses are often more lender-friendly than independent startups.
Franchise & Opportunity Review
Diamond Financial reviews the franchise brand, resale opportunity, and historical business performance to confirm the transaction is well-positioned for SBA financing approval.
Complete Loan Packaging
Diamond Financial prepares lender-ready documentation, financial projections, and detailed project cost summaries, helping address SBA and franchisor requirements early on.
Streamlined Financing Process
Diamond Financial manages the financing process from start to finish so Sunbelt buyers can stay focused on the transition and ownership process instead of coordinating multiple lenders.
Share a few details and a specialist will follow up with you with a no-obligation financing review.
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Why buyers choose Diamond Financial
Funded in SBA transactions
Closing rate on commitments
Avg. to preliminary commitment
Nationwide lending
Do I qualify for SBA acquisition financing?
Most buyers acquiring an established franchise location with strong cash flow are good candidates. Here’s what Diamond looks for:
- Established franchise location with verifiable operating history
- Brand approval and a clean transfer process with the franchisor
- Cash flow that supports debt service and a reasonable owner’s salary
- 10%–25% buyer equity (seller financing may count toward your contribution)
- Buyer with relevant management experience or franchisor-approved training
Frequently asked questions
How is a franchise resale different from a new franchise unit?
A resale is an existing, operating franchise location with historical financials, customers, and trained employees. Lenders can underwrite to real cash flow rather than projections, which often makes resales easier to finance than brand-new units.
What can SBA franchise financing be used for?
Franchise purchases are commonly financed through SBA-backed loan programs and may be used for franchise transfer fees, equipment, inventory, working capital, leasehold improvements and build-outs, and multi-unit or expansion opportunities.
Do I need franchisor approval before applying?
You’ll ultimately need brand approval to complete the transfer, but you don’t need it to start the financing conversation. We often work in parallel with the franchisor’s approval process to keep your timeline tight.
How much do I need to put down?
Most SBA franchise resale loans require 10%–25% down. Seller financing or rollover equity can sometimes count toward your contribution, lowering your out-of-pocket cash.
Get SBA financing guidance before you make an offer.
Complete the form and a Diamond Financial Services specialist will reach out to discuss your financing options and next steps.