Partner Buyout Financing

Sunbelt Business Brokers recommends Diamond Financial Services to assist business owners with partner buyout financing and ownership transition solutions.

How it works Partner buyout financing for Sunbelt clients

Diamond Financial structures financing solutions to help facilitate partner buyouts while preserving working capital and supporting ongoing business stability.

step 1
Ownership & Transaction Review

Diamond Financial reviews the business structure, ownership details, and transaction goals to determine the most effective financing approach for the partner buyout or internal transition.

step 2
Customized Financing Structure

Using SBA and other business financing programs, Diamond Financial structures the transaction to support the buyout while maintaining healthy cash flow and minimizing disruption to operations.

step 3
Smooth Closing Process

Diamond Financial coordinates with lenders and stakeholders throughout the process to help ensure an efficient, well-managed closing and a successful ownership transition for Sunbelt clients.

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Why buyers choose Diamond Financial
$1B+

Funded in SBA transactions

94%

Closing rate on commitments

3 Days

Avg. to preliminary commitment

All 50 States

Nationwide lending

Common Uses for Partner Buyout Financing
Partner buyout financing may be used for:
  • Buying out a retiring or departing partner
  • Consolidating ownership among remaining partners
  • Ownership succession planning
  • Redeeming shares or membership interests
  • Structuring internal ownership transitions

Frequently asked questions

How is a franchise resale different from a new franchise unit?

A resale is an existing, operating franchise location with historical financials, customers, and trained employees. Lenders can underwrite to real cash flow rather than projections, which often makes resales easier to finance than brand-new units.

What can SBA franchise financing be used for?

Franchise purchases are commonly financed through SBA-backed loan programs and may be used for franchise transfer fees, equipment, inventory, working capital, leasehold improvements and build-outs, and multi-unit or expansion opportunities.

Do I need franchisor approval before applying?

You’ll ultimately need brand approval to complete the transfer, but you don’t need it to start the financing conversation. We often work in parallel with the franchisor’s approval process to keep your timeline tight.

How much do I need to put down?

Most SBA franchise resale loans require 10%–25% down. Seller financing or rollover equity can sometimes count toward your contribution, lowering your out-of-pocket cash.

Get Started

Complete the form and a Diamond Financial Services specialist will contact you to discuss partner buyout financing options and next steps.

Request my financing review Loans made pursuant to Department of Business Oversight California Financing Law License, License 60DBO-45531. This is not a commitment to lend.